Save Money - Your Free Online
Database For Debt Solutions & Free Debt Advice.
Ways to Save Money
Here are some tips we compiled on ways to save money.
of them are great and easy ways while others may require
a lot of time to payoff. And remember, a penny saved is a
Every step you take to save money helps!
- Spend less money than you earn.
- Adjust your lifestyle to accommodate the first rule.
- Create a
financial budget to help you save.
- Do not use credit cards.
- If you do use credit cards, pay them down in full each
- If you have a lot of credit card debt at high rates,
consolidating your debt.
- Forego spending money whenever possible.
- Stop purchasing frivolous, impulse items.
- Forego purchasing non-essential items.
Refinance your mortgage at a lower rate.
- Wait for things to go on sale before buying them.
- Don't buy anything just because it is on sale.
- Occasionally buy generic, or non-name brand merchandise.
- Wait for prices to fall before buying (this applies
especially to electronics).
- Reward yourself for saving money. Enjoy watching your
debt shrink and
your investments grow.
- Drive used cars.
- Don't eat out as much as you'd like to.
- Do more activities at home.
- Invest the money you save so that it earns money too.
- Create a plan to save $100 per month (or as much as you
Try never to miss the monthly savings payment
and try to find ways to
increase it to $150 per month.
- Don't ever spend money just because you have it.
- Stay busy - you have less time to spend money.
- Find an inexpensive hobby to occupy your time and stop
you from spending
- Find a hobby that you can earn money doing.
- Stop smoking.
Not only will you save money, you will look and feel
- Look critically at how you spend and save your money.
- Increase the money you earn (second job, promotion, new
job, adjust tax
- Don't try to compete with your friends and neighbors.
- Don't try to compare yourself to your friends and
- Contribute the maximum each year to your 401K or to an
- Buy before you need it.
paying down debt is also a way to save money.
- Lower your cable bill by ending pay channels or
switching to satellite.
- Practice restraint.
- Be patient.
- Start saving money today!
- Don't give up!
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